Finale: 16.08.2004
| Medaille | Sportler | Nation |
| Gold | Natalie Coughlin | USA |
| Silber | Kirsty Coventry | Zimbabwe |
| Bronze | Laure Manaudou | Frankreich |
| Rang | Sportler | Nation | Minuten |
| 1 | Natalie Coughlin | USA | 1:00,37 |
| 2 | Kirsty Coventry | Zimbabwe | 1:00,50 |
| 3 | Laure Manaudou | Frankreich | 1:00,88 |
| 4 | Reiko Nakamura | Japan | 1:01,05 |
| 5 | Nina Schiwanewskaja | Spanien | 1:01,12 |
| 6 | Antje Buschschulte | Deutschland | 1:01,39 |
| 7 | Louise Oernstedt | Dänemark | 1:01,51 |
| 8 | Haley Cope | USA | 1:01,76 |